To Start with, I've got Murphy (yes, That Murphy...according to family legend) in my family tree, so my whole life is a cold streak. I've had more DnD characters die from random encounters and nat 1's than anyone I know. But...
I'm actually making my luck worse by continuing to use Brawl and beginner ranged attacks. Might explain why 9 times out of 10, the first attack after popping a yellow is a miss. My natural bad luck, plus nerfing the streakbreaker by using Brawl (with just 1 Acc in the native slot) in my attack chain. I usually take Boxing, Tough, and Weave on my melee toons, but not until the 30's when I can put 4 slots in to use 2 End Red along with Acc, Dmg Res, or Def (respectively). Might have to grab Boxing earlier just to slot it with Acc and drop Brawl from my chain sooner.
Thanks Fiddleback for a very useful link. In all these years I never thought to actually look up how the mechanics work. Now I can return to collecting Debt Badges knowing it's just my bad luck and not poor attack chain choices. :-D