It sounds like the people you've been playing with just prefer the slice-of-life side of things.
I haven't RP'd much since coming back to Homecoming, but I remember one group I hung with for a little while on Live that were sort of similar. They mostly preferred just hanging and chatting, and when doing content would want it as easy as possible, because they would measure their IC power based on OOC performance. They'd quickly power level, farm, and fully IO-out their characters, so when RPing with them they'd have you believe that, IC, Recluse was a chump to them. TFs with wide and world-ending stakes were just another form of casual outings for a bunch of super-friends.
As a result of those experiences, I'm actually partial to the idea of only getting my characters into the mid 30's, or only using SO's, because I typically prefer playing "weaker," street-tier characters that often struggle against higher level groups, and having that reflected in gameplay can enhance the experience for me- just maybe have a seperate build on hand if you're doing OOC content and need better performance.
I'm not trying to bash anyone here- everybody has different ideas of fun, and that's okay, but my point is that I think its just a case of finding the right folk for you. It can be frustrating and maybe a little easier said than done, but I think you just need to look around for players that can work with the sort of themes and stories you want to make; if you want more action-focused stories where you character gradually grows and discovers new powers as they also grow OOC, then that's what you need to advertise and discuss with people you're thinking of RPing with :)