My habits were formed in the days of i23, and have stuck with me. I use my supergroup as a collective, and try to convert inf into something more immediately beneficial and avoid holding it. I avoid buying anything on the market, preferring the sure thing of buying recipes with merits, My levelling characters tend to be merit rich and inf poor, because my main method of levelling is to run one TF after another. And my 'richest' characters are rather inf poor; the most I have on any one character is about sixty million.
The converters mean mostly that now there is a point to crafting that Sleep or Teleport IO. If I am lucky and the salvage and recipe falls in my lap, I craft it and use converters on it until it turns into something that somebody will eventually be able to use. Then it doesn't get sold, it goes back into the kitty with the rest of the generic IOs and random set IOs. These will be freely Frankenslotted unless I am especially lucky and the enhancement is from a set I will want for a final build. The relatively easy access to unslotters also means that you don't have to burn a full respec to recycle enhancements, so there's a constant trickle down of lowbie and mid-level enhancements that maybe someone else can use or convert.
The difference between Homecoming and old live is that inf does replace Architect tickets, which I always used to use to acquire specific items of needed salvage. Now, there's a ceiling on salvage prices, so I do use inf for that,