That's been my experience as well.
After establishing "enough" money for me to get what I want in homecoming, I find I no longer hesitate at spending a few million on this or that unique IO.
Not that I have a "lot". My goal is to keep a balance of 300-500 million, which is enough for me.
I have made the same character, with the same costume, name, backstory, etc
As a
Night Widow (50)
MA/EA Stalker (50)
Staff/EA stalker (20)
TW/WP scrapper (32)
STJ/EA stalker (50)
Since there is no banking system, this would be true-ish. Not reducing it, but not adding to it either.
The hoarded Inf is not loaned out to others in the COX economy.
Its more like hiding cash under the mattress.
The hoarders could decide to spend their Inf at any time though, making this not very predictable.
Yeah. I figured since the worse case has already happened. Anything you want the colors for should be fine!
I did team with someone who used bubblegum pink for Dark Blast before, she had some concept of Cotton Candy-esque proportions. Which was pretty cool.
Its pretty weak sauce compared to Scorpion shield.
As Vanden mentions, its selling feature is nearly meaningless due to the sustains.
It doesn't get suppressed when you are mezzed, so that part is good too I guess.
Replacement's HP idea is pretty solid. But it should be a small bonus only.
Fastest way is to find an Ouro arc you can memorize the maps that contains hopefully few kill alls, patrols and hunts
One with a good Merits/hour potential
And a level that fits some sweet spot on your build
However the Best way in my opinion is to just solo all those mission arcs out there, you learn a lot about COH's story and its fun to feel like your actually part of it.