So... I was hopping around servers today and I ran across something that might be pertinent here:
When I quit to character screen, as opposed to server or desktop, I got the delayed Char List screen.
When I hit the "back" button to go back to the server screen, I got this...
(click to embiggen)
So... It seems that the game thinks I'm in queue for some reason... when there is no queue.
Edit to Add:
Just had hubby try the same thing on his rig, which is running Win10. He was able to hit the back button before the char screen came up and did NOT get this notice.
The other difference between our setups is that I am using Island Rum as a launcher, and he is using Tequila. We both have the launchers set to close upon the game opening. The only thing I can think of, where this might be a factor, is if IR somehow missed downloading part of a patch somewhere along the line.
Edit again:
Just re-validated all game files using Tequila. Made no difference. Still getting queue message.