I just play the game. I started with IOs in my first toons (some of whom upon revisiting had empty slots still!) and kept playing them and building up the cash, MSRs, a purple drop or two, etc. Grinding is for robots, I have fun and still do just fine. I'm also not a min/maxer, so those things you list while fine aren't necessary - they're really not! I'm currently running a Dom with Defense numbers in the low teens and having a blast. I think this idea is getting way, waaaayy lost these days, that the grind is the "only" way to play, and the new arrivals are going to think this is the game now (which yeah is slippery slope thinking).