Yeah I see this as three different "problems"
1 - For general use, when you die and Hospital or are exemplared or whatever - there is the inconvenience factor
2 - Combat detoggling from END issues or dying in combat - there is an actual combat factor
3 - For Khelds it basically makes shapeshifting hell, and a whole series of their human form powers mostly useless in multiform builds
I see the #3 issue as something that should be definitely addressed, the other two as maybes.