I shouldn't...and I know I shouldn't....
The condescension and, "Concept is king, min-maxing is bad" bit that's been going on is tiresomely uninformed. Yeesh...where to start?
The Human Torch never, ever, not once gets mowed down by bullets. To the extent you see them fired at him in comics the bullets melt then flash away presumably into vapor. Somehow it is okay for however man Superman clones to be running around with Super Strength and Invulnerability but a Blaster builds to make Council bullets as effective against them as they are against the Human Torch and its min-maxing*. Concept is king? Maybe the blaster is supposed to be using his powers conceptually to avoid ranged attacks.
*Memetic drift and all, but the term people really are looking for, which later generations of gamers lost apparently, is "twink" or power gamer. 'Min-max' is merely a method of squeezing out performance along a desired course, be that to maximum power gaming or fitting a concept within limited resources (slots and powers).
But hey, dont let me dissuade you from what you were discussing.